How to Grow Money Trees in Animal Crossing: New Horizons
In Animal Crossing: New Horizons, there are countless ways to earn Bells, from selling fruit and flowers to catching fish and bugs. However, one of the most unique and lucrative methods is growing money trees. Yes, you read that right—trees that literally grow bags of money! If you want to learn how to plant and grow your very own money trees, this guide will walk you through the process step by step.
What Are Money Trees?
Money trees are special trees in Animal Crossing: New Horizons that grow Bells instead of fruit. You may have noticed glowing spots on the ground while exploring your island—these are your ticket to growing a money tree. Once fully grown, these trees produce three bags of Bells, making them an easy and rewarding way to boost your income.
How to Plant a Money Tree
- Find a Glowing Spot
As you explore your island, keep an eye out for a glowing golden patch on the ground. These spots appear once per day and indicate where you can dig up buried Bells. - Dig Up the Bells
Use your shovel to dig up the glowing spot. You’ll uncover a small bag of Bells, usually worth 1,000 Bells. - Replant the Bells
Instead of keeping the Bells, bury them back into the glowing hole. To do this, select a Bell bag from your inventory (you can bury more than 1,000 Bells if you want) and choose the option to “Plant.” - Wait for the Tree to Grow
After planting the Bells, a small sapling will appear. It takes three in-game days for the tree to grow to full size and produce three bags of Bells, which you can harvest just like fruit.
How Much Should You Plant?
While the game allows you to plant more than 1,000 Bells, the maximum amount you can reliably triple is 10,000 Bells. Planting 10,000 Bells will yield a money tree with three 10,000 Bell bags, giving you a total of 30,000 Bells. If you plant more than 10,000 Bells, there’s a chance you won’t get triple the amount back, so sticking to 10,000 Bells is the safest bet for maximizing your profit.
Tips for Growing Money Trees
- Choose Your Planting Spot Carefully: Make sure there’s enough space around the glowing spot for your tree to grow. Avoid planting too close to buildings, cliffs, or other trees, as this can prevent the tree from fully maturing.
- Track Your Trees: It’s easy to lose track of where you planted your money tree. Mark the spot with a custom design or a nearby object so you can easily find it when it’s ready to harvest.
- Replant Daily: Since a glowing spot appears on your island every day, you can plant a new money tree daily for a consistent income boost.
Harvesting and Regrowth
Once your money tree is fully grown, you can shake it to harvest the three Bell bags. However, money trees only produce Bells once; after harvesting, the tree will become a regular hardwood tree. If you want more money trees, you’ll need to plant Bells in a new glowing spot.
Is Planting Money Trees Worth It?
Absolutely! Money trees are a fantastic way to earn extra Bells with minimal effort. By planting 10,000 Bells daily, you can turn a small investment into a steady flow of income. Just remember to harvest your Bells as soon as the tree matures, and replant new glowing spots every day to keep the cycle going.
That’s everything you need to know about growing money trees in Animal Crossing: New Horizons! Whether you’re saving up for a new house upgrade or just want some extra cash, these trees are a fun and easy way to pad your wallet.
If you’re looking to make the most of your time in Animal Crossing: New Horizons, don’t stop with just growing money trees! Strengthen your community by completing the Island Togetherness Nook Miles task, learn how to capture picture-perfect moments with our Island Shutterbug guide, and get started on crafting essentials by checking out our guide on how to make an axe. These tips will help you thrive on your island and enjoy all the game has to offer!
What are your thoughts on our guide to growing money trees? Share your tips in the comments below!
